Are you struggling to increase your credit score?
Join the thousands of satisfied clients whose credit lives have changed.
Trusted Services
We provide efficient and effective credit repair services which can be testified to by our customers.
Expert & Professional
We have the right team and strategy to help achieve your credit goals.
24 / 7 Support
Our experienced customer service team are always online to meet your needs.
Follow these 3 easy steps
We analyze and find the best solution for your credit issues!
STEP 1:
CLICK HERE AND GET STARTED TODAY!
STEP 2
CREATE A SMARTCREDIT ACCOUNT
STEP 3
BUILD GOOD CREDIT FOR YOUR RENT
After you have created a Smartcredit Account, please send login information to 401-648-9996
Meet Valerie Tridenti
Even at a young age, Valerie has always been outwardly sensitive and concerned with the undesirable happenings of the world around her. She possesses a giving spirit and a desire to make a difference in the world around her. Because of this, it comes to no surprise that when she attended college her chosen major was in Education, in which she obtained her Bachelor’s Degree.
She chose to focus in the financial industry as there is a lack of financial literacy and 1 out of 4 Americans are living with poor credit and over 14 trillion Americans are currently struggling with debt.
Many times, the pressures of life can cause individuals to stay stuck and feel overwhelmed. This is why it is Valerie’s passion to educate, inspire and motivate as everything stems from our mindset and it is the first, and most important component to change. She continues to lead individuals to a better future in their mind, soul, credit and bank account.
My Mission
To Elevate you Mind, Soul, Credit and Bank Account
Our Service
Giving You Financial Power
Credit Report Review
Help you obtain a better understanding of your credit report, credit history, credit score, and show you how to improve your creditworthiness.
Credit Repair
We review your credit report, dispute and challenge unfair marks on your credit. We work on your behalf to raise your scores.
Credit Monitoring
Monitor the scores submitted by the credit bureaus to ensure that only accurate and up-to-date information is reflected.
Credit Education
Find ways for you to reduce interest rates, pay off loans and unsecure debt in a timely manner – which helps raise your credit scores.
Protecting Your Financial Future & Keeping Your Family Secure
- HOW YOUR CREDIT SCORE IS DETERMINED
- WHAT FACTORS INFLUENCE YOUR CREDIT
- PROVEN WAYS TO IMPROVE YOUR SCORE
Leave credit repair to the experts
Your financial health revolves around your credit score, making it imperative that the information your credit report contains is as accurate and up-to-date as possible.
Work with our team and our proven system to eliminate any inaccurate, obsolete or erroneous accounts on your credit report. We’ll teach you the exact information you need to provide to the credit bureaus to use the Fair Credit Reporting Act to your advantage and dispute the mistaken negative ratings that may be preventing you from obtaining new credit when you need it most.
Lower your interest rates, avoid high late fees, save money and advance your credit opportunities.
Our Team Will Give You The Tools And Knowledge To Fix Your Credit Without Spending Thousands Of Dollars.
Have you had problems with the following?
- COLLECTIONS
- REPOSSESSIONS
- EVICTIONS
- PUBLIC RECORDS
- IDENTITY THEFT
- STUDENT LOANS
- FORECLOSURES
- BANKRUPTCY
- TAX LIENS
- AND MORE
You can flag the negative items reporting on your credit report, build new credit history, learn the secrets to a high-quality credit score & how you can get approved for new homes, cars, business loans and more!
Why V. Tridenti Consulting, LLC
Our approach is to empower our clients through financial education and understanding to take full control of their finances in order to ensure that they don’t repeat the same mistakes that lead them to having poor credit scores.
Client Testimonials
Alonda Giragosian2022-10-29
Aiden Metellus2022-09-28Valerie is so knowledgeable, professional, and kind! I highly recommend working with her!!
FAQ
Frequently Asked Questions
How long does the Credit Restoration process take?
Everyones credit situation is completely different, so how long it takes for you to achieve your expected results depends on the number of derogatory credit items on your reports, your participation in getting credit reports to us, and the level of credit bureau cooperation. We will do our part moving as aggressively as possible auditing and creating dispute letters based on your reports usually within 24-48 hours after receiving them.
How Much Will This Increase My Credit Score?
Many of our clients have seen an increase of 100 points or more*; however, the actual amount will vary per customer. There are many factors that affect a credit score besides derogatory items. For example, the ability to pay down revolving debt, the type of credit you have, your length of credit history, even the number of inquiries on your credit file. It is especially important that no current accounts fall into a negative status.
* Results may vary by individual.
How Long Will It Take The Credit Agencies To Respond After I Send Them My Dispute Letter?
Typically, you will receive updated credit reports from all three credit bureaus after 30 to 45 days. At that time you will see what was deleted and will need to mail the originals to us so that we can continue working on the remaining items. You will actually know what was deleted before we do, which is why it is so important that you forward all credit bureau correspondence within a few days of receiving it. If the credit agency does not respond to your dispute letter, do not be alarmed, a new dispute letter will be generated when your file is reviewed by the processing center every 60 days.
How Can I Check My Progress?
Every 30 days, your file will be reviewed. Based on the documentation received from you, (credit report updates and letters from creditors) a new dispute will be generated.
Mortgage Mastery: The Ultimate Blueprint to a High Mortgage Score for Homeownership.
This is for the future homeowner who wishes to become “approval ready” for a mortgage loan! With over 25 pages of information, this book goes into detail on mortgage scores, how they differ from other scoring models, the dos and dont’s before applying and all the information they need on how they can get their credit profile to top tier.
Elevate! The Guide to a 750+ Credit Score.
This e-book highlights credit score components and an overall guide to build, rebuild and restore your credit to work towards that sweet spot of 750+
Benefits of having good credit
- Low Interest Rates on Credit Cards and Loans
The interest rate is one of the costs you pay for borrowing money and, often, the interest rate you get is directly tied to your credit score. If you have a good credit score, you’ll almost always qualify for the best interest rates, and you’ll pay lower finance charges on credit card balances and loans. The less money you pay in interest, the faster you’ll pay off the debt and the more money you have for other expenses.
A good credit score gives you leverage to negotiate a lower interest rate on a credit card or a new loan. If you need more bargaining power, you can take advantage of other attractive offers that you’ve received from other companies based on your credit score. However, if you have a low credit score, creditors are unlikely to budge on loan terms, and you won’t have other credit offers or options.
- Better Chance of getting approved
Borrowers with a poor credit history typically avoid applying for a new credit card or loan because they’ve been turned down previously. Having an excellent credit score doesn’t guarantee approval, because lenders still consider other factors such as your income and debt. However, a good credit score increases your chances of being approved for new credit. In other words, you can apply for a loan or credit card with confidence.
Your borrowing capacity is based on your income and your credit score. One of the benefits of having a good credit score is that banks are willing to let you borrow more money because you’ve demonstrated that you pay back what you borrow on time. You may still get approved for some loans with a bad credit score, but the amount will be more limited.
Control your future credit score™ with smartcredit®!
Build GOOD Credit With Rent
Consumers that utilize our services are always highly satisfied.
Start your credit restoration today.
